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Disclaimer: An investor should consider the investment objectives, risks, and charges and expenses of the Funds before investing. Investment
in the Funds is subject to several risks including, but not limited to:
investment risks, including, without limitation, market risk,
management style risk, sector focus risk, foreign securities risk,
non-diversified fund risk, portfolio turnover risk, credit risk,
interest rate risk, maturity risk, investment-grade securities risk,
junk bonds or lower-rated securities risk, derivative instruments risk
and real estate securities risk. |